AI Finance Tools

Top tools for finance: budgeting, investments, analytics, and automated trading solutions.

So, you've probably heard about AI shaking up just about every industry out there, right? It's wild how much tech is transforming our daily lives. Well, finance is no exception.

Why AI in Finance?

I was just as skeptical as the next person when I first heard about AI tools for finance. I mean, can a computer really make smarter financial decisions than a human? Turns out, the answer is a resounding yes. AI has been a game-changer, offering everything from expense tracking to investment advice.

Tracking Expenses Made Easy

If you're anything like me, managing finances used to be a headache. Remember the days of maintaining an Excel sheet or jotting numbers in a ledger? Those are long gone. AI tools now automate the grunt work, helping you track expenses in real-time, categorize spending, and even spot unusual activities.

Investing with Confidence

What's even cooler is how AI is taking the guesswork out of investing. Whether you're a seasoned investor or just dipping your toes in the stock market, there are AI tools designed to help you make informed decisions. They analyze market trends, predict stock performance, and offer personalized advice.

Ready to dive in? Let's explore some of the best AI finance tools out there!

The best AI Finance Tools

  1. 121. Advantis AI for ai-driven investment guidance

  2. 122. Proxy for financing energy efficient home upgrades

  3. 123. Truewind for ai-enhanced financial reporting

  4. 124. SplitMyExpenses for automated bill splitting and tracking

  5. 125. Fina Money for flexible budgeting & scenario planning

  6. 126. Dark Pools AI for enhanced ai market data interpretation

  7. 127. Soon for auto-saving for future goals

  8. 128. Zuma Financial Advisors for digital financial assistant for entrepreneurs

  9. 129. Susterra for advanced analytics for debt issuance

  10. 130. StockGPT for investment portfolio analysis

  11. 131. Ainvest for analyze s&p 500 stocks over 6% dividend yield

  12. 132. Chainaware for secure crypto transactions analytics

  13. 133. DroppedHub for real-time financial analytics

  14. 134. CoinScreener for real-time crypto market analytics

  15. 135. Wallet.ai for smart expense tracking

197 Listings in AI Finance Tools Available

121 . Advantis AI

Best for ai-driven investment guidance

Advantis Ai is a technology platform revolutionizing the cryptocurrency experience by providing a secure and intelligent environment for users at all expertise levels to make informed decisions when buying and selling tokens. The platform taps into the power of AI to assist users in identifying opportune times to invest, emphasizing fraud prevention through proactive detection of scams and risk mitigation. Advantis Ai's utility ecosystem includes tools like the Advantis Ai Outlook for AI-powered charting, the Advantis Ai University offering crypto courses, and the innovative Advantis Ai Scanner for scanning contracts on platforms like Discord and Telegram. Through continuous evolution, Advantis Ai aims to safeguard blockchain integrity and empower users to navigate the crypto landscape confidently.

Pros
  • AI-Driven Investment Guidance: Utilizes advanced AI to provide timely suggestions on crypto investment decisions.
  • Fraud Detection and Prevention: Offers proactive detection of fraudulent activities in the crypto market using custom built AI technology.
  • Diverse Educational Resources: Features Advantis AI University with a range of free and paid courses on cryptocurrencies and NFTs.
  • Utility Ecosystem: Provides a suite of tools including a charting platform scanner and more for a comprehensive crypto trading experience.
  • Community-Focused Roadmap: Transparently shares the development roadmap indicating future plans and milestones for user insight.
  • AI-Driven Investment Guidance
  • Fraud Detection and Prevention
  • Diverse Educational Resources
  • Utility Ecosystem
  • Community-Focused Roadmap
  • AI-Driven Investment Guidance: Provides timely suggestions on crypto investment decisions.
  • Fraud Detection and Prevention: Proactively detects fraudulent activities in the crypto market.
  • Diverse Educational Resources: Offers free and paid courses on cryptocurrencies and NFTs.
  • Utility Ecosystem: Provides various tools like a charting platform scanner for a comprehensive trading experience.
  • Community-Focused Roadmap: Transparently shares development plans and milestones for user insight.
Cons
  • No specific cons or missing features mentioned in the document.

122 . Proxy

Best for financing energy efficient home upgrades

Proxy: A Finance Tool for Energy Efficiency

Proxy is a finance tool designed to aid homebuyers in enhancing energy efficiency within their homes. It leverages AI to recommend optimal energy-efficient upgrades, providing a clean energy card to facilitate the purchase of these enhancements. This tool offers access to preferred pricing from trusted partners for energy-efficient upgrades, insights into government incentive programs, and aims to make homeownership both affordable and energy-efficient.

Some key features and benefits of Proxy include:

  • Recommendations for energy-efficient upgrades such as energy-star appliances, solar systems, roofing improvements, smart HVAC units, and more.
  • A clean energy card to finance energy-efficient upgrades and make them more accessible.
  • Potential savings of up to $2,500 per year on utility costs and $75,000 over the mortgage term for users.
  • Reduction of carbon emissions through recommended upgrades, with the potential to save 5,000 lbs of carbon annually.
  • Access to preferred pricing for energy-efficient upgrades through the partner network, with savings of up to 30% off the retail price.
  • Use of purchase information for tax credits and rebates through government programs.
  • Insights into estimated utility savings and government incentive programs.
  • Collaboration with local real estate agents and mortgage lenders to streamline the process of making homes energy-efficient.

Furthermore, Proxy's mobile application plays a pivotal role in the buying process by recommending the most suitable energy-efficient package, offering insights into energy efficiency statistics, utility savings estimates, and information on available government incentive programs in the user's area.

Overall, Proxy not only serves as a financial tool for energy efficiency but also contributes significantly to reducing carbon footprints and making sustainable living more accessible and cost-effective for homeowners.

Pricing

Paid plans start at $100,000/month and include:

  • Mobile and Desktop app
  • Dedicated support
  • Executive support
  • Investments
  • Investment accounts
  • Unlimited
Pros
  • Access to preferred pricing from trusted partners for qualified energy efficient upgrades
  • Use of purchase information for tax credits and rebates through government programs
  • Energy efficiency analytics
  • Insights into estimated utility savings and government incentive programs
  • Access to preferred pricing from trusted partners for energy-efficient upgrades
  • Special pricing for energy-efficient upgrades
  • 30% savings off the manufacturer's suggested retail price through partner network
  • Opportunity to use purchase information for tax credits and rebates
  • Mobile application available for streamlined buying process
  • Recommendations for optimal energy-efficient packages
  • Insights into energy efficiency statistics
  • Coverage of a range of eligible green upgrades
  • Collaboration with local real estate agents and mortgage lenders
  • Facilitation of a seamless experience for making homes more energy efficient
  • Reducing carbon footprint through energy-efficient home upgrades
Cons
  • Limited scope of covered home upgrades
  • Lack of information on the tool's compatibility with different energy systems
  • Limited information on the qualifications of the team behind the tool
  • Potential lack of transparency on energy savings calculations
  • Absence of information on the tool's integration capabilities
  • Limited information on customer support options
  • Unclear data security measures
  • No mention of customer reviews or testimonials
  • Lack of detailed information on the technology used
  • Missing information about pricing plans
  • No specific cons of using Proxy were found in the provided documents.
  • Proxy tool lacks cons in the provided document.

123 . Truewind

Best for ai-enhanced financial reporting

Truewind is an AI-powered accounting and finance solution tailored for startups and small businesses. It integrates generative AI technologies to streamline bookkeeping, financial reporting, and decision-making for accountants and financial analysts. Truewind offers personalized support, including bookkeeping services and financial modeling, aimed at optimizing financial processes for entrepreneurs. With a team of seasoned CPAs, Truewind ensures world-class support and accuracy in financial reporting.

Pros
  • AI-Native Financial Copilot
  • Tailored Services for Startups
  • Unmatched Accuracy
  • Faster Monthly Close
  • World-Class Support
  • AI-Native Financial Copilot: Truewind utilizes generative AI technologies to enhance its bookkeeping and financial reporting.
  • Tailored Services for Startups: Affordable financial modeling and bookkeeping designed specifically for startups and small businesses.
  • Unmatched Accuracy: A blend of expert concierge service and AI ensures precision in accounting and finance tasks.
  • Faster Monthly Close: The ability to close books in days accelerating the financial decision-making process.
  • World-Class Support: Truewind's team of CPAs offer partnership-level attention and are available to assist throughout all financial processes.
Cons
  • Long hours and repetitive work for accountants.
  • Inadequate accountants available for client demand
  • Lack of stability in the accounting profession
  • Insufficient number of accountants to meet client demand
  • Stability in the accounting profession is not the same as before
  • Missing information about specific cons or limitations of Truewind in the provided documents.
  • Price may not justify the value for money considering their features and pricing compared to other AI tools in the industry.
  • Not enough accountants to meet client demand.
  • The stability isn't the same either, leaving much to be desired.
  • Stability and consistency issues in the accounting profession
  • Long hours and repetitive work for accountants
  • Limitations in meeting client demands due to lack of accountants
  • Stability of the accounting profession has changed, leaving some aspects to be desired
  • Stability and balance in life may be impacted by the demands of accounting work
  • No specific cons or missing features were mentioned in the document about Truewind.

124 . SplitMyExpenses

Best for automated bill splitting and tracking

SplitMyExpenses is a finance tool designed to simplify the process of splitting bills with friends. Users can input their expenses, which are then equally divided among them. The tool includes features such as automatic scanning and itemization of receipts, as well as the option to charge directly through platforms like Venmo and CashApp. Additionally, SplitMyExpenses uses AI to automate tasks like scanning receipts, categorizing items, calculating tax, and accounting for tips, streamlining the bill and expense splitting process. Users can link their credit cards and bank accounts to import expenses automatically on a daily basis, with the financial integration securely handled by Stripe to ensure privacy and security. The tool offers different pricing plans, including a free plan with certain limitations.

Pros
  • Automated splitting of bills
  • Direct charging on Venmo, CashApp
  • Automatic receipt scanning and itemization
  • Integration with credit cards and bank accounts
  • Secure handling of financial data
  • Expense import from various sources
  • Detailed charge history
  • Charge review feature increasing transparency
  • Effective spending tracking charts
  • Offers Free plan
  • Clear, transparent pricing
  • One tap payment requests
  • Supports and handles receipts
  • File import for expense data
  • Ability to pick up where left off
Cons
  • Automatic import limited to 1-month old expenses
  • Limited to 10 friends in free plan
  • Bank account linking handled by a third-party
  • Linking financial accounts limited to the highest plan
  • Automatic import limited to 1-month-old expenses
  • Bank account linking handled by third-party
  • Linking financial accounts limited to highest plan
  • Extra cent splitting algorithm might be confusing
  • Receipt scanning might not be accurate
  • Limited priority support in cheaper plans
  • Limited integrations with payment platforms
  • Charges for increased limits

125 . Fina Money

Best for flexible budgeting & scenario planning

Fina is a personal finance tool that offers features like personalized metric tracking, flexible budgeting and scenario planning, multi-profile segmentation, doc-style pages, and blocks. Users can create and share templates, establish robust financial connections, set rules and automations for transaction categorization, and utilize an AI assistant for financial inquiries. Fina also provides different pricing plans based on the number of financial connections needed, with options for both individuals and financial coaches, certified financial planners (CFPs), and advisors. It aims to empower users to take control of their finances and work towards financial freedom.

Pricing

Paid plans start at $5/month and include:

  • 5 live financial connections
Pros
  • Track Personalized Metrics
  • Flexible Budgeting & Scenario Planning
  • Multi-Profile Segmentation
  • Doc-style Pages & Blocks
  • Create & Share Templates
  • Robust Financial Connections
  • Rules & Automations
  • Ask Fina AI
  • Only Pay For Live Connections
  • Essential and Premium pricing options
  • Financial coaching support
  • Pursuit Of Financial Freedom
  • Unlimited Custom Categories
  • Fast and Flexible Tracking
  • Security measures
Cons
  • Limited to 5 live financial connections for Essential plan
  • Premium plan priced at $9.6/month may not be justified for the value provided
  • No cons available in the provided document
  • Missing features compared to other AI tools in the industry

126 . Dark Pools AI

Best for enhanced ai market data interpretation

Dark Pools are alternative trading venues separate from public markets designed to facilitate discreet transactions and maintain confidentiality. They offer a platform where high-level financial trading intersects with cutting-edge technology. Dark Pools provide users with advanced features that enhance the functionality and security of trading, with a focus on privacy, transparency, and trust. Features include AI-driven analytics, a user-friendly interface for traders of all levels, privacy and confidentiality for transactions, robust security measures, and a transparent trading environment promoting fairness and equity.

127 . Soon

Best for auto-saving for future goals

Soon is a finance tool designed to provide a stress-free crypto investing experience by offering automated services for buying, selling, managing portfolios, transferring funds, and handling taxes. It aims to simplify cryptocurrency investments by implementing strategies like dollar-cost averaging to mitigate risks associated with the volatile crypto market. Soon offers different subscription plans like "Soon Plus" and "Soon Premium" with varying features such as default portfolio management, automated buying and selling with AI, stop-loss mechanisms, tax-loss harvesting, reinvestment options, and advanced configuration capabilities. Additionally, Soon allocates a portion of gains into a Tax Stash to cover potential capital gains taxes. Users are encouraged to research and consult with a professional advisor before making investment decisions due to the high market risk and volatility of cryptocurrency investments.

Pricing

Paid plans start at $19.99/mo and include:

  • Default portfolio
  • Automated buying
  • Automated selling w/AI
  • Automated stop-loss
  • Tax-loss harvesting
  • Tax Stash
Pros
  • Auto Buy: Utilizes dollar-cost averaging for stress-free investment decisions.
  • Auto Sell: Securely sells your highest gains to cover transactions when you spend.
  • Auto Portfolio: Offers a standard portfolio to eliminate the need for extensive research.
  • Auto Transfers: Transfers money between your bank and crypto investments automatically.
  • Auto Taxes: Allocates a portion of each gain into a Tax Stash to handle capital gains taxes.
  • Auto-Pilot: Set up Soon's automated selling tools in minutes.
  • Reimburse Spending: Automatically reimburse your spending with your profits.
  • Reinvestment: Configure your account to compound your earnings.
  • Tax Stash: Soon's tools can help you dynamically track your capital gains taxes.
  • Stop Loss: Replace underperforming investments and reduce your taxes.
  • Auto Buying
  • Auto Selling
  • User journey
  • Auto-Pilot
  • Reimburse Spending
Cons
  • Users should perform their own research and consult with a professional advisor before making investment decisions
  • Price points of Soon's plans could be evaluated for value for money perspective
  • Comparison with other AI tools in the industry not provided for feature completeness assessment
  • No guaranteed performance of automation tools by Soon
  • Fully Automated Crypto Investing can be subject to market risk and volatility
  • Information provided by Soon does not constitute financial, investment, or legal advice
  • No custodial service provided by Soon
  • Users must connect their own exchanges to utilize Soon's automation tools
  • Performance of automation tools can vary and is not guaranteed
  • Cryptocurrency investments are subject to high market risk and volatility
  • Does not specify the process or criteria used for selecting managed assets
  • Missing information on the security measures in place to protect users' investments
  • Subscription plans may not offer enough flexibility to cater to various user needs
  • No mention of advanced features or capabilities beyond basic automation tools
  • Cryptocurrency investments are subject to high market risk and volatility, which poses a risk for users of Soon. Users should perform their research and consult with a professional advisor before making any investment decisions.

128 . Zuma Financial Advisors

Best for digital financial assistant for entrepreneurs

Zumma is an independent investment advisor registered with the National Banking and Securities Commission of the United Mexican States. Founded in 2022, Zumma aims to help Latin Americans enhance their financial lives through technology. The company offers a platform with various services designed to assist entrepreneurs in taking control of their finances with the help of their digital financial assistant, Zummi. Zumma's mission is to transform the financial lives of Latin Americans through technology, guided by values such as honesty, courage, user-centricity, balance, perseverance, impact, and commitment to causes.

129 . Susterra

Best for advanced analytics for debt issuance

"Susterra" is a FinTech company that utilizes AI-powered technology to revolutionize Public Finance. It offers platforms such as TerraScore, TerraVision, TerraView, and Impact IQ to provide insightful data to public finance stakeholders for making informed decisions regarding debt issuance and investment, thereby aiding in the growth of the Municipal Bond Market. Susterra integrates widely available public data with AI-driven analytics to offer crucial insights for decision-making in public finance.

Pros
  • Public finance modernization
  • Tailored for Municipal Bond Market
  • Incorporation of academic practices
  • Utilization of public data
  • Informed decision facilitation
  • Variety of service platforms
  • TerraScore Municipal advisory
  • TerraVision smart advisor
  • TerraView health monitoring
  • Impact IQ bespoke analytics
  • Public benefit programs analytics
  • Quality data visualization tools
  • Human-centered design incorporation
  • Insightful data provision
  • Enabling debt issuance and investment
Cons
  • Requires internet access
  • No ad hoc analytics service
  • Might require finance knowledge
  • Relies heavily on public data
  • Potential data security risks
  • No clear privacy policy
  • No mentioned multilingual support
  • Potentially complex for beginners
  • Exclusively for public finance
  • No mobile application mentioned

130 . StockGPT

Best for investment portfolio analysis

StockGPT is an AI-powered financial research assistant that simplifies the analysis of companies and markets by utilizing AI technology. It provides access to earnings call transcripts from SP500 companies, offering valuable insights and answers to financial research queries. Users can request summaries, analyze company performance over various timeframes, and receive specific information on product updates. StockGPT also offers customizable filters for tailored searches, ensuring users can search specific transcripts, multiple quarters/years, or entire industries/sectors. With a commitment to accurate and up-to-date data, StockGPT continuously updates its database with new transcripts as they become available, empowering users to stay informed and ahead of the curve in their financial research endeavors.

Pros
  • StockGPT allows you to ask for summaries of earnings call transcripts making it easier to quickly grasp the key insights and information.
  • With StockGPT you can analyze company performance across different timeframes helping you identify trends and evaluate growth potential.
  • StockGPT provides specific answers on product updates allowing you to stay informed about the latest developments in the companies you're interested in.
  • StockGPT offers customizable filters empowering you to search for information from specific transcripts multiple quarters/years or even entire industries/sectors tailoring your research to your needs.
  • StockGPT continuously updates its database with new transcripts as soon as they're publicly available ensuring you have access to the most current information in the market.
  • Ask for Summaries: StockGPT allows you to ask for summaries of earnings call transcripts making it easier to quickly grasp the key insights and information.
  • Analyze Company Performance: With StockGPT you can analyze company performance across different timeframes helping you identify trends and evaluate growth potential.
  • Specific Answers on Product Updates: StockGPT provides specific answers on product updates allowing you to stay informed about the latest developments in the companies you're interested in.
  • Customizable Filters: StockGPT offers customizable filters empowering you to search for information from specific transcripts multiple quarters/years or even entire industries/sectors tailoring your research to your needs.
  • Up-to-date Data: StockGPT continuously updates its database with new transcripts as soon as they're publicly available ensuring you have access to the most current information in the market.
Cons
  • No specific cons or missing features were identified from the information provided in the StockGPT document.
  • No specific cons, limitations, downsides, or missing features were found in the provided information about StockGPT.
  • No specific cons or disadvantages of using StockGPT were mentioned in the document.

131 . Ainvest

Best for analyze s&p 500 stocks over 6% dividend yield

Ainvest appears to be a tool or platform related to finance that provides services such as finding stocks with specific criteria like price below SMA 20, stocks in S&P 500 with a dividend yield higher than 6%, and identifying overbought stocks based on RSI indicators. It also seems to offer information on individual stocks like Tesla, including details on net profit, stock price movements in relation to SMA 20, MACD signals, and trading volume levels. Additionally, Ainvest may assist in filtering stocks based on different parameters like sector, percentage change over a specific period, price, and turnover rate. The tool seems to focus on providing insights and data to aid in stock selection and analysis within the financial market.

132 . Chainaware

Best for secure crypto transactions analytics

ChainAware.ai is an AI-based Crypto Wallet Auditor designed to enhance the security of crypto transactions by providing fraud detection, intention calculation, and analytics for Ethereum, Polygon, and Binance Smart Chain transactions. The platform offers extensive wallet analytics, including a Fraud Detection system with a high predictive power of 98%. Users can enter a wallet address, choose the blockchain, conduct a comprehensive audit, and share the audit report to promote transparency and build trust among stakeholders. ChainAware.ai also provides a Chrome extension for easy access to its services, catering to both individual users and businesses with additional features such as user segmentation. This service aims to improve the security and predictability of blockchain transactions, making the financial environment safer for all crypto users.

Pricing

Paid plans start at $20/month and include:

  • AI Fraud Detector Requests
  • Wallet Audit Requests
  • AI Rug Pull Detector Requests
  • API Integration
  • AI Credit Score Reports
  • 1:1 Web3 User Targeting
Pros
  • Extensive wallet analytics
  • Fraud detection with 98% predictive power
  • Allows sharing of audit reports
  • AI-powered fraud detection and analytics
  • Transparent environment for building trust
  • Chrome Extension for easy access
  • User segmentation feature
  • Improves security of crypto transactions
  • Enhances predictability of blockchain transactions
  • Promotes safer financial environment for crypto users
  • Aimed at both individual users and businesses
  • Provides intention calculation and analytics for Ethereum, Polygon, BSC, and TON
  • Promotes a safer financial environment for crypto users
  • Provides fraud detection, intention calculation, and analytics for Ethereum, Polygon, and Binance Smart Chain transactions
  • Enhances security of crypto transactions with extensive wallet analytics
Cons
  • No specific cons identified in the provided document.
  • The document does not mention any specific cons or missing features of using Chainaware.
  • No specific cons or missing features were mentioned in the document provided for Chainaware.

133 . DroppedHub

Best for real-time financial analytics

DroppedHub is an AI-powered tool created in 2023 by Till Kahlen to simplify the process of finding expired domain names. It harnesses advanced AI to analyze, filter, and rate over 3 million expired domains to help users find valuable domain names efficiently. DroppedHub offers various subscription plans, including a free tier, and focuses on .com domains for their recognition and trustworthiness in the digital marketplace. Users can register chosen domains with preferred registrars easily through the platform.

Dropped domains are previously registered web addresses that were not renewed before the expiration date, making them available for re-registration. These domains may offer benefits such as established domain authority, existing backlinks, known brands, or keyword-rich URLs, which can aid in SEO and branding efforts. However, there are risks involved in purchasing dropped domains, including potential search engine penalties, previous malicious activities, or negative associations. Thorough research and possibly consulting with an SEO expert are recommended before purchasing a dropped domain.

Pros
  • AI-Powered Platform: Automates the process of filtering and analyzing expired domains to find the best options.
  • Brandability & Resellability Score: Rates domains from 0 to 100 based on a variety of criteria, assisting in determining potential value.
  • Real-Time Database: Provides access to over 3 million expired domains with updates on new availability.
  • Subscription Plans: Offers different tiers, including a free option, tailored to the needs of both amateur and professional domainers.
  • .com Domain Focus: Prioritizes .com domains for their high recognition and trustworthiness in the digital marketplace.
Cons
  • Risks include potential search engine penalties, previous malicious activities, or negative associations. Thorough research and consulting with an SEO expert are recommended before purchasing.
  • While some dropped domains have considerable SEO value, branding potential, or traffic, many do not. It's crucial to assess each domain's worth based on its history, backlinks, domain authority, and relevance to your needs.

134 . CoinScreener

Best for real-time crypto market analytics

CoinScreener is a tool designed to maximize crypto trading potential by providing AI-generated insights and trading signals. It offers real-time market data, technical analysis tools, and opportunities in the cryptocurrency market to assist traders in making informed decisions. With features such as AI-generated signals, tracking of professional traders' strategies, and real-time alerts on market movements, CoinScreener aims to help users trade like professionals and stay ahead of the market. The platform is tailored for both experienced traders and beginners, featuring a responsive interface, a custom color palette, real-time tracking capabilities, in-depth market analysis tools, and a seamless user experience. It is described as the ultimate tool for navigating the dynamic world of cryptocurrencies.

135 . Wallet.ai

Best for smart expense tracking

Wallet.ai is a finance tool that leverages artificial intelligence to assist users in making informed financial decisions. Established in San Francisco in 2012, Wallet.ai focuses on developing intelligent engines that analyze vast amounts of data to provide insights into users' financial behavior. Through its services, Wallet.ai enables individuals to optimize their daily financial choices and has been acknowledged by the media for its effectiveness in financial guidance. Users can request an invitation to join Wallet.ai, which is designed for those looking to manage their money more intelligently, as well as for developers and journalists interested in the intersection of finance and technology.