AI Finance Tools

Discover top AI finance tools that simplify budgeting, investing, and financial decision-making.

· March 17, 2025

Managing personal and business finances can feel like navigating a labyrinth. Between tracking expenses, creating budgets, and investing wisely, the complexity can be overwhelming. With the rise of artificial intelligence, however, the finance landscape is undergoing a remarkable transformation.

Today’s AI finance tools are designed to streamline your financial tasks, offering everything from budgeting assistance to investment insights. These tools are not merely gimmicks; they have evolved into essential resources for anyone looking to improve their financial literacy and management.

I've spent time delving into the latest and most effective AI finance tools available today. Each of these tools brings something unique to the table, catering to various needs—whether you're a casual spender or a seasoned investor.

As the financial tech ecosystem continues to grow, keeping up can be daunting, but I’ve sifted through the best options for you. Let’s explore which AI finance tools can help you take control of your financial future more efficiently.

The best AI Finance Tools

  1. 136. Celeste for streamline debt recovery for finance firms.

  2. 137. Arkifi for automating financial report generation

  3. 138. Earningsedge.ai for sentiment analysis for investment insights

  4. 139. AngelList Relay for streamlining startup fundraising processes.

  5. 140. PentaCue for automated risk alerts for investors

  6. 141. Vest AI for optimizing investment strategies with ai.

  7. 142. Finpilot for streamline investment research processes

  8. 143. Fortune App for streamline financial insights and tracking.

  9. 144. Mobile Credits for instant fund transfers between accounts.

  10. 145. Dili Ai for verify invoices for accuracy and compliance.

  11. 146. Inwisely for streamline accounts receivable processes

  12. 147. Smarttrust for crypto transaction trust scoring tool

  13. 148. Ai4Fire for real-time fire progress tracking

  14. 149. Borea AI for predictive stock analysis for investments

  15. 150. CoTrader AI for automated portfolio performance analysis.

181 Listings in AI Finance Tools Available

136 . Celeste

Best for streamline debt recovery for finance firms.
Celeste

Celeste pros:

  • Improve Collection Rates
  • Intelligently designed to save resources in the collection process

Celeste cons:

  • Intelligently designed to save resources in the collection process
  • Missing detailed information on pricing and the availability of different plans

Celeste is an innovative cloud-based debt collection software that empowers businesses to recover overdue payments with efficiency and care. By harnessing the power of artificial intelligence and machine learning, Celeste enhances collection rates while fostering positive relationships with customers. This scalable platform is designed to accommodate various payment types and account configurations, making it an ideal solution for small and medium-sized businesses seeking effective debt recovery tools or alternative funding options.

With its intuitive user interface, Celeste enables companies to streamline their debt management strategies and reduce operational costs. Targeting a range of industries—including fintech, banking, loan servicing, debt purchasing, finance companies, and collection agencies—Celeste is dedicated to transforming the loan payment collection landscape. By providing advanced analytics and ensuring compliance with industry standards, the software not only optimizes collection processes but also prioritizes customer satisfaction, setting a new standard in the realm of finance tools.

137 . Arkifi

Best for automating financial report generation
Arkifi

Arkifi pros:

  • ArkiFi offers cross-platform functionality, allowing users to make decisions faster and more accurately.
  • By automating mechanical work, ArkiFi enables finance professionals to focus on strategic thinking and innovation, saving valuable time.

Overview of ArkiFi

ArkiFi is an innovative finance workflow automation platform designed to revolutionize the finance sector through the power of generative AI. By streamlining routine tasks, ArkiFi enhances the speed and precision of decision-making for finance professionals. Its cross-platform capabilities enable users to shift their focus from mundane activities to more strategic initiatives, fostering creativity and innovation within their teams.

The tool's robust architecture guarantees accurate outputs, ensuring users can trust the information they rely on for critical financial decisions. ArkiFi tackles repetitive processes such as formatting and debugging, significantly boosting productivity and allowing finance experts to concentrate on higher-value activities that drive returns.

With an impressive roster of initial clients, including prominent financial institutions, ArkiFi is poised for growth, with plans for a strategic partnership with a leading tech company for expanded distribution. The organization is actively seeking to bolster its talent pool, recruiting software engineers and AI specialists to further its goal of transforming the finance landscape.

138 . Earningsedge.ai

Best for sentiment analysis for investment insights
Earningsedge.ai

Earningsedge.ai pros:

  • Superior Analysis Technology: Powered by proprietary vocal pattern analysis to extract critical investment insights
  • All-In-One Performance Report Cards: Comprehensive reports showing stock performance since earnings analysis

Earningsedge.ai cons:

  • No detailed information on the limitations of the vocal pattern analysis technology
  • Limited insights into financials, profitability, and management effectiveness compared to other tools in the industry

EarningsEdge.ai is an innovative platform designed to transform the way investors approach earnings calls. Utilizing advanced vocal pattern analysis technology, it provides in-depth evaluations of CEO communication during these calls, helping users identify earnings risks linked to vocal tone and sentiment. The platform delivers comprehensive performance report cards that cover essential aspects such as stock performance, financial health, and management effectiveness. By offering critical insights into investment sentiment and market trends, EarningsEdge.ai equips users with the tools they need to make informed investment decisions. Additionally, the platform enables users to monitor stock performance fluctuations following earnings call analyses and conveniently access detailed insights via a user-friendly app with simple email registration.

Earningsedge.ai Pricing

Paid plans start at $19.99/month and include:

  • Viewable data for more than 5,000 global companies
  • Daily Market Insights
  • Sentiment Analysis Model
  • Vocal Pattern Analysis Model
  • Premium Newsletters
  • Customizable Alerts

139 . AngelList Relay

Best for streamlining startup fundraising processes.
AngelList Relay

AngelList Relay pros:

  • Extracts key investment details
  • Analyzes investment documents

AngelList Relay cons:

  • Limited parsing capabilities
  • Email forwarding required

AngelList Relay is an innovative finance tool that leverages AI technology to enhance the management of investment documents and company communications. Designed with the needs of investors in mind, Relay Streamlines the process of extracting crucial information from emails and various investment documents. Its features include a comprehensive document management system, a user-friendly portfolio tracking dashboard, and team permission settings for collaborative oversight.

What sets AngelList Relay apart is its commitment to user privacy and data security, ensuring that sensitive information remains protected. The platform efficiently parses through diverse investment materials and informal company updates, delivering concise summaries and actionable insights. This functionality empowers users to make informed decisions and effectively manage their portfolios, ultimately simplifying the complexities of investment management.

140 . PentaCue

Best for automated risk alerts for investors
PentaCue

PentaCue pros:

  • Real-time SEC Filings Access
  • Multi-document Insight Extraction

PentaCue cons:

  • Limited to equity research
  • Dependent on SEC filings

PentaCue is an innovative AI-driven tool tailored for equity research, providing users with immediate access to SEC filings and insights from multiple documents. Its standout feature is the ability to extract granular data from corporate filings, ensuring users can find precise information quickly and accurately. Unlike conventional AI tools, PentaCue emphasizes transparency and auditable insights, which enhances the reliability of its information.

By offering real-time updates on SEC filings, PentaCue equips financial analysts with the most relevant data to support their research endeavors and maintain a competitive edge in the marketplace. While users can benefit from a free version that includes essential functionalities like paragraph-level citations and extensive access to S&P 500 annual filings, there is also an option to upgrade to a Pro plan for more advanced tools, including real-time alerts for financial anomalies.

For those interested in learning more or seeking assistance, PentaCue provides direct contact options via phone and email. Overall, PentaCue positions itself as a valuable asset for anyone engaged in financial analysis, encouraging thorough due diligence alongside its comprehensive offerings.

141 . Vest AI

Best for optimizing investment strategies with ai.
Vest AI

Vest AI pros:

  • Integrating AI into investment strategies
  • Empowers users with decision-making

Vest AI is an innovative financial tool designed to elevate financial literacy and navigate the complexities of the stock market. Developed by a dedicated team of four colleagues, it harnesses the power of artificial intelligence to deliver valuable insights and trading signals, empowering individuals and businesses in their investment endeavors. While Vest AI provides analytical support to help users identify potentially lucrative trading opportunities, it ultimately leaves the decision-making in the hands of the users, ensuring that their autonomy as investors is preserved. The team is currently focused on enhancing the user experience to make the tool even more effective, reinforcing Vest AI’s commitment to fostering informed investing and strategic decision-making in the financial landscape.

142 . Finpilot

Best for streamline investment research processes
Finpilot

Finpilot pros:

  • Accelerates investment research
  • Saves users from document sifting

Finpilot cons:

  • Limited to financial analysis
  • Primarily for professional equity analysts

Finpilot is an innovative artificial intelligence solution designed specifically for equity analysts, aimed at optimizing the financial analysis process. By streamlining investment research and enhancing company evaluations, Finpilot empowers analysts to efficiently compile reports using credible sources, including both documents and online content. Leveraging advanced AI technologies, including foundational GPTs and proprietary models, it excels at retrieving and interpreting financial data, delivering precise answers, numerical insights, and visual representations. Key features of Finpilot include an interactive document chat, tools for comparing companies, Excel-friendly data extraction, and trend visualization capabilities, all focused on making the analysis journey smoother and more effective for professionals in the field.

143 . Fortune App

Best for streamline financial insights and tracking.
Fortune App

Fortune App pros:

  • Forget about the spreadsheet
  • Focus on your craft

Fortune: Finance & Accounting is a robust application designed to enhance financial management through automation and integration. Tailored to reduce the manual workload associated with accounting, Fortune provides insightful financial analytics that improve the precision of transaction categorization.

With the capability to connect with over 17,000 banking institutions globally, users gain comprehensive insights into their financial situations. The app offers continuous cash flow monitoring, ensuring that financial data is always up-to-date and easily accessible. Its advanced search functions allow users to sift through transactions effortlessly by date, amount, or category.

Available on all platforms, Fortune ensures a seamless experience whether you're on a computer, tablet, or smartphone. Transparency is a core principle, with clear pricing and no hidden fees. Users have shared positive experiences, highlighting the app's efficiency in saving time and improving financial tracking. In essence, Fortune streamlines accounting tasks, facilitates cash flow tracking, and helps users forecast their financial future—all in one convenient place.

144 . Mobile Credits

Best for instant fund transfers between accounts.
Mobile Credits

Mobile Credits pros:

  • Easily set up your account and create your own Mobile ID to make a Professional first impression
  • Connect Credit Chip to accept instant payments by using NFC, QR code, URL, email & many more

Mobile Credits cons:

  • Lack of detailed information on the cons of using Mobile Credits in the provided documents.
  • Unable to connect Mobile ID

Mobile Credits is an innovative payment solution tailored for seamless transactions across both layer-1 and layer-2 networks. With a focus on enhancing user experience, it enables instant payments accessible via any mobile device. This versatile platform supports a wide range of transaction types, including person-to-person (P2P), consumer-to-business (C2B), consumer-to-government (C2G), government-to-consumer (G2C), business-to-consumer (B2C), business-to-business (B2B), business-to-government (B2G), and account-to-account (A2A) interactions. By streamlining digital transactions, Mobile Credits aims to promote financial inclusion and facilitate the transition to a more digital economy.

Mobile Credits Pricing

Paid plans start at $9.00/Monthly and include:

  • 2 Mobile IDs
  • Unlimited Mobile ID Blocks
  • QR Code Builder
  • Statistics
  • Product & Services
  • Portfolio

145 . Dili Ai

Best for verify invoices for accuracy and compliance.
Dili Ai

Dili Ai cons:

  • Limited to PE and VC
  • Limited information sources integration

Dili AI is a cutting-edge platform designed specifically for investment teams in Private Equity and Venture Capital. By leveraging the power of artificial intelligence, Dili streamlines the due diligence process, enabling firms to make more informed investment decisions. The platform effectively analyzes data from various sources, including company data rooms and proprietary information, to enhance deal evaluation.

Dili AI provides valuable insights during deal screening, compiles lists of comparable companies, and identifies potential risks or red flags. With its advanced capabilities in text extraction and comparison, along with generative AI functions, Dili facilitates a quicker, data-driven approach to assessing investment opportunities. This innovative tool is a game changer for investors seeking to optimize their decision-making process and improve overall investment outcomes.

146 . Inwisely

Best for streamline accounts receivable processes
Inwisely

Inwisely pros:

  • Automated payment reminders
  • Real-time Receivable analytics

Inwisely is an innovative finance tool focused on optimizing the management of invoice communications and accounts receivable. It is specially designed to enhance cash flow by an impressive 40% and improve collection effectiveness by 45%, while also significantly reducing Days Sales Outstanding (DSO) by 30%. The platform features a variety of capabilities, including insightful analytics on overdue invoices, real-time receivable data, and automated payment reminders tailored to customer needs.

Inwisely also integrates seamlessly with popular accounting software, ensuring a cohesive financial management experience. Users benefit from excellent technical support and can choose from different pricing tiers, such as the Standard plan at $139 per month or the more feature-rich Standard Plus plan. Trusted by a wide range of organizations, from startups to mid-market companies, Inwisely stands out for its commitment to facilitating timely invoice payments and improving overall financial efficiency.

Inwisely Pricing

Paid plans start at $139/month and include:

  • Actionable Insights on overdue invoices
  • Real-time Receivable analytics
  • Automated payment reminders
  • Customer-specific workflows
  • Accounting Tool Integration
  • Excellent Tech support

147 . Smarttrust

Best for crypto transaction trust scoring tool
Smarttrust

Smarttrust pros:

  • Supports multiple blockchains
  • Bank-grade fraud assessment

Smarttrust cons:

  • Limited to 3 blockchains
  • Requires manual input

SmartTrust.io stands out as a cutting-edge tool in the realm of cryptocurrency security. Utilizing artificial intelligence, it specializes in detecting fraud patterns and scoring the trustworthiness of wallet addresses across popular blockchains like Ethereum, Polygon, and Binance SmartChain. With the rise of digital currency comes a heightened need for secure transactions, making SmartTrust.io an invaluable asset for crypto enthusiasts and investors.

The platform's unique Crypto Fraud Score evaluates wallet addresses by analyzing historical data and potential fraud patterns. By providing these scores prior to transactions, users can make informed decisions, enhancing their overall transaction security. This proactive approach not only helps in identifying suspicious activity but also fosters greater transparency within the crypto community.

In addition to improving security, SmartTrust.io aims to reduce transaction costs, a significant concern for regular crypto users. As digital transactions continue to evolve, having access to reliable fraud detection tools can save users both time and money, making SmartTrust.io a practical choice for enhancing your crypto trading experience.

Pricing for SmartTrust.io is accessible, with paid plans starting at just $20 per month. This competitive pricing, coupled with its robust features, makes SmartTrust.io a compelling option for anyone serious about safeguarding their cryptocurrency transactions. It’s a tool designed not just for security but to instill confidence in the ever-changing world of digital finance.

Smarttrust Pricing

Paid plans start at $20/month and include:

  • AI Fraud Detector Requests 10
  • Wallet Audit Requests 10
  • AI Rug Pull Detector Requests 800
  • API Integration
  • AI Credit Score Reports
  • 1:1 Web3 User Targeting

148 . Ai4Fire

Best for real-time fire progress tracking
Ai4Fire

Ai4Fire pros:

  • Personalized financial roadmap
  • Optimizes adherence to FIRE

Ai4Fire cons:

  • No accounting/bank integration
  • Lacks multi-device synchronization

Ai4Fire is an innovative financial tool designed to support users on their journey toward financial independence through a tailored approach. By analyzing individual financial circumstances and aspirations, Ai4Fire crafts personalized roadmaps that align with the principles of Financial Independence Retire Early (FIRE). This tool goes beyond simple budgeting; it offers insights into financial trends, visualizes data, and provides actionable tips driven by artificial intelligence.

Users can track their progress toward achieving financial independence, develop healthy financial habits, and tackle common obstacles such as impulsive spending and waning motivation. With features like predictive analytics for savings growth and retirement projections, Ai4Fire empowers users to make informed decisions about their financial future. Additionally, the platform incorporates behavioral psychology to help users stay committed to their FIRE goals, ultimately guiding them toward a more secure and liberated financial life.

Ai4Fire Pricing

Paid plans start at $29.99/month and include:

  • FIRE Tracker - real-time progress tracking
  • Dynamic Charts - quick grasp of your financial status
  • AI-Generated Analytics - insights on your financial data, powered by AI
  • Personalized AI Financial Habits - recommendations to accelerate FIRE goals
  • Monthly emails to track your progress
  • Cancel anytime

149 . Borea AI

Best for predictive stock analysis for investments
Borea AI

Borea AI pros:

  • Accessible AI-Powered Tools
  • Informed Decisions

Borea AI cons:

  • One potential con of using Borea AI is the lack of information regarding specific drawbacks or limitations of the tool in the provided documents.

Borea AI is a pioneering platform designed to transform the way individuals engage with financial markets through advanced AI-driven tools. Its primary goal is to empower both new and experienced investors by simplifying the complexities of financial data into actionable strategies. With a focus on user-friendliness, Borea AI offers intuitive tools that help users make informed, data-driven investment decisions. The platform delivers meaningful insights tailored to enhance financial knowledge and investment strategies, allowing users to navigate their financial journeys with greater confidence. Ultimately, Borea AI strives to cultivate financial acumen and success for everyone, regardless of their investment experience.

150 . CoTrader AI

Best for automated portfolio performance analysis.
CoTrader AI

CoTrader AI pros:

  • Empower your trading decisions with an AI mentor who knows your trading psychology and patterns
  • Always available to chat, providing you with insights and guidance when you need it most

CoTrader AI is a cutting-edge tool designed to enhance the trading experiences of both novice and seasoned traders. By leveraging advanced machine learning algorithms, it analyzes individual trading histories, providing personalized insights and actionable feedback that help users make informed and rational decisions. Acting as a reliable trading partner, CoTrader AI not only assists traders in refining their strategies but also promotes greater discipline and emotional control in the fast-paced financial markets.

With its ability to integrate real-time sentiment analysis and market insights, CoTrader empowers users to customize their information sources, following trusted news outlets and influencers. Additionally, traders can connect with experts through the platform, gaining valuable perspectives based on historical performance and media insights. Ultimately, CoTrader AI democratizes access to sophisticated trading tools, equipping users with the knowledge and resources needed to navigate the complexities of the financial landscape successfully.