AI Finance Tools

Top tools for finance: budgeting, investments, analytics, and automated trading solutions.

So, you've probably heard about AI shaking up just about every industry out there, right? It's wild how much tech is transforming our daily lives. Well, finance is no exception.

Why AI in Finance?

I was just as skeptical as the next person when I first heard about AI tools for finance. I mean, can a computer really make smarter financial decisions than a human? Turns out, the answer is a resounding yes. AI has been a game-changer, offering everything from expense tracking to investment advice.

Tracking Expenses Made Easy

If you're anything like me, managing finances used to be a headache. Remember the days of maintaining an Excel sheet or jotting numbers in a ledger? Those are long gone. AI tools now automate the grunt work, helping you track expenses in real-time, categorize spending, and even spot unusual activities.

Investing with Confidence

What's even cooler is how AI is taking the guesswork out of investing. Whether you're a seasoned investor or just dipping your toes in the stock market, there are AI tools designed to help you make informed decisions. They analyze market trends, predict stock performance, and offer personalized advice.

Ready to dive in? Let's explore some of the best AI finance tools out there!

The best AI Finance Tools

  1. 136. Papermoney.ai for tracking earnings and stock performance

  2. 137. Dispute AI for budget management made simple

  3. 138. Finnews for real-time market insights and alerts

  4. 139. CommodityAI for risk assessment optimization

  5. 140. Chat2Invest for informed trading decisions with ai support

  6. 141. AI-signals for predictive stock analysis

  7. 142. Free Invoicing App for manage business finances efficiently

  8. 143. Portfolio Pilot for personalized investment optimization

  9. 144. Myloans for personalized loan repayment plans

  10. 145. Vektor for liquidity management

  11. 146. Vela Partners for identifying promising investment opportunities

  12. 147. Assets Scout for optimize investment portfolios

  13. 148. Spirio for analyzes personal financial data

  14. 149. Mobile Credits for sending and receiving payments

  15. 150. Lowerebill for estimating monthly electricity bills

197 Listings in AI Finance Tools Available

136 . Papermoney.ai

Best for tracking earnings and stock performance

AI Financial Report Analysis is a service provided by papermoney.ai, aiming to assist investors, analysts, and business enthusiasts in understanding the financial health of companies by utilizing cutting-edge AI technology to transform publicly available corporate financial data into easy-to-understand visual charts. The analysis includes customized visual financial charts encompassing income statements, balance sheets, and cash flow statements, allowing for a quick and intuitive grasp of a company's financial status.

Moreover, the analysis involves an in-depth examination of over 5000 companies, including major industry players like Apple, Amazon, and Tesla, providing meticulous reports that delve deep into the numbers to aid investors and financial enthusiasts in making informed decisions. The clear, concise, and well-structured financial assessments serve as a valuable resource for both experienced and novice market participants, covering aspects such as earnings reports, stock performance, and a comprehensive understanding of a company's fiscal standing.

Pros
  • In-depth financial analysis with insights into company operations
  • Visualization of complex financial data in an intuitive format
  • Advanced AI technology for trend analysis and future predictions
  • Extensive case studies that provide real-world application of analyses
  • User-friendly platform experience
Cons
  • Overly optimistic views
  • High price in comparison to similar AI tools in the industry
  • Ignoring industry-specific threats
  • Generic risk descriptions
  • Substantial off-balance sheet liabilities
  • Frequent changes in accounting methods
  • Unclear business direction
  • Overdependence on a single product or market
  • Declining industry trends
  • Ambiguous revenue recognition

137 . Dispute AI

Best for budget management made simple

Dispute AI is a financial tool offered by Credknowledgy® that uses advanced AI technology to simplify and streamline the credit repair process. It aims to empower users to manage their credit efficiently across all three credit bureaus, potentially leading to an improved credit score. The platform is known for its affordability compared to traditional credit repair services and provides not only a user-friendly experience for credit repair but also credit coaching support through tutorials and expertise from credit professionals. Many customers have reported significant improvements in their credit scores after using Dispute AI, making it a cost-effective and effective solution for individuals looking for better financial standing.

138 . Finnews

Best for real-time market insights and alerts

FinNews is an AI-powered news subscription and analysis tool designed for the finance sector. It provides real-time analysis of US stocks, cryptocurrencies, forex, and finance sector news. The tool leverages extensive financial data training and algorithmic models to assist analysts and investors in accurately forecasting market trends and equity price fluctuations, essential for investment decision-making and risk management. Additionally, it offers timely acquisition of key information through SMS, email, and push notifications to keep users updated on market developments. FinNews.AI also analyzes the causative factors and implications of news events to provide critical insights and interpretations promptly, assisting financial institutions in detecting anomalies and fraudulent activities for risk identification and mitigation.

Pros
  • Quantitative analysis and predictive modeling of financial datasets.
  • Assists analysts and investors in accurately forecasting market trends and equity price fluctuations.
  • Provides real-time analysis of US stocks, cryptocurrencies, forex, and finance sector news.
  • Offers insights on asset trends, aiding in faster decision-making.
  • Ensures timely acquisition of key information through SMS, email, and push notifications.
  • Analyzes causative factors and implications of news events.
  • Promptly detects anomalies and fraudulent activities, aiding in risk identification and mitigation.
  • Delivers critical insights and interpretations within a minute.
  • Employs AI technology for comprehensive data acquisition and archiving.
  • Focuses on financial risk control, promptly detecting anomalous transactions and fraudulent activities.
  • Provides real-time information through various channels.
  • Allows users to obtain real-time trends and anticipate future price movements.
  • Facilitates personalized risk management notifications.
  • Comprehensive financial intelligence solution for equity traders, cryptocurrency miners, and forex traders.
  • Leverages AI technology to help users stay ahead in the financial market.
Cons
  • No specific cons mentioned in the document.
  • No specific cons or missing features mentioned in the document.
  • No specific cons or missing features are mentioned in the document for FinNews.AI

139 . CommodityAI

Best for risk assessment optimization

CommodityAI is an AI-enhanced tool designed to enhance commodity trading and shipment processes. It offers various features such as end-to-end shipment management automation, advanced shipment tracking, AI-driven performance analytics, digitized document management with OCR technology, secure document sharing and retrieval, electronic signature capabilities, and seamless integration with existing ERP systems.

CommodityAI aims to streamline operations, improve efficiency, and reduce operating costs in the commodities industry by providing tailored automations for specific workflows, facilitating stakeholder collaboration, and generating actionable insights for better decision-making.

Pros
  • End-to-End Shipment Handling
  • Automated Tracking
  • Estimated arrival times
  • Real-time updates
  • Performance Reports
  • Improvement Identification
  • Document Digitization
  • OCR technology
  • Data validation
  • Automated Doc categorization
  • Reduced manual labor
  • Instant communication
  • Document sharing
  • Encrypted Storage
Cons
  • No customization for dashboards
  • Limited OCR capabilities
  • Inaccurate arrival times
  • Lacks third-party software integration
  • No option to undo actions
  • Limited document storage
  • Slow processing speed

140 . Chat2Invest

Best for informed trading decisions with ai support
Chat2Invest is an innovative AI-driven chatbot that serves as a comprehensive guide for both novice and seasoned investors navigating the complexities of the stock market. It offers an straightforward approach to investing by providing in-depth technical and fundamental analyses of various stocks. Users benefit from insights into market trends, patterns, and key indicators, empowering them to make informed investment choices. In addition to stock analysis, Chat2Invest evaluates the financial health of companies by examining crucial financial metrics and summarizing relevant news developments. The platform supports investments in both the US and Chinese stock markets, granting access to two decades of trading data for users to develop tailored trading systems. With its ability to accommodate diverse trading strategies and a robust learning center, Chat2Invest enhances users' understanding of investment principles, ensuring they are well-equipped to navigate their financial journeys.

Pricing

Paid plans start at $9.9/month and include:

  • Technical Analysis
  • Fundamental Analysis
  • News Analysis
  • Email support
  • Flexible Subscription, cancel anytime
  • Start your investment journey
Pros
  • Technical and fundamental analysis
  • Dissecting stock trends
  • Analyzing indicators
  • Financial health analysis
  • News analysis feature
  • Sentiment analysis
  • Supports US and China markets
  • Access to 20 years trade data
  • Multiple trading strategies support
  • Investment learning center
  • Detailed stock analysis
  • Trade data for customized systems
  • Summaries of news articles
  • User assistance in decision-making
  • End-of-day data provision
Cons
  • Not fully automated
  • Limited by available trade data
  • No integration with trading platforms
  • No collaborative features
  • Lacks real-time news analysis
  • Doesn't execute trades
  • US and China only
  • No intraday data

141 . AI-signals

Best for predictive stock analysis

AI-Signals is an AI-powered trading indicator designed for traders using TradingView. It provides real-time buy and sell signals for stocks, forex, and crypto, leveraging machine learning to analyze parameters and produce accurate trading signals. The tool aims to simplify trading by eliminating complexity, especially for beginners, and offers features like auto risk management, auto order blocks, and real-time alerts. Additionally, AI-Signals emphasizes learning, with educational content available and a supportive Discord community for traders.

Pricing

Paid plans start at $67/month and include:

  • AI-powered buy and sell signals
  • Risk management
  • Order blocks
  • VIP Discord access
  • Invitations to worldwide exclusive events

142 . Free Invoicing App

Best for manage business finances efficiently

The Free Invoicing App provided is a comprehensive solution for SMBs and freelancers to streamline their billing process. It allows users to create professional invoices, send estimates, manage purchase orders, track time, and more. Additionally, the app offers features like time tracking, mileage tracking, managing multiple businesses, inventory management, and customizable bills. Users can also access a user-friendly FAQ section for support. For more details, you can visit MyInvoicer.

143 . Portfolio Pilot

Best for personalized investment optimization

PortfolioPilot is an AI-driven portfolio tracker that offers advanced portfolio management, market insights, and personalized recommendations for investment strategies. It aggregates user assets, measures portfolio strength, identifies risks, and suggests improvements. The platform connects with over 12,000 banks and brokerages, providing services such as macroeconomic analysis to keep users informed of potential risks or opportunities.

Key features of PortfolioPilot include automated portfolio monitoring, personalized suggestions based on user preferences, aggregation of all assets in one place, measurement tools for gauging portfolio strength, identification of risks and problem areas, and automated recommendations for improvements.

PortfolioPilot uses its Economic Insights Engine to provide market insights by tracking the economy for opportunities or risks that could affect investments. Users are kept informed about macroeconomic trends that could impact their portfolios.

Pricing

Paid plans start at $29/month and include:

  • Personalized Recommendations
  • AI Assistant
  • Fee Visualization
  • Portfolio Analysis
  • Net Worth Tracking
  • Daily Summaries
Pros
  • Advanced portfolio tracker
  • Personalized investment recommendations
  • Market insights
  • Automated portfolio monitoring
  • Aggregation of all assets
  • Portfolio strength metrics
  • Risk and problem detection
  • Free signup
  • Personalized investing guide
  • Macroeconomic analysis
  • Secure platform
  • Connects with 12,000+ banks/brokerages
  • 3-6% boost to returns
  • Manages $2.1 billion
  • Provides macro news/trends
Cons
  • Limited to stocks and trading
  • Potential connection issues with banks
  • Limited to 12,000 banks/brokerages
  • Relies heavily on macroeconomic analysis
  • No options for day trading
  • No detailed investing guide
  • Absence of human investment advisors
  • Limited asset allocation factors
  • No explicit data privacy policy

144 . Myloans

Best for personalized loan repayment plans

MyLoans.ai is a financial tool tailored for graduate students to navigate their loan repayment process with confidence. It provides personalized repayment plans based on factors like income, total federal loans, average interest rate, and family size. The tool serves as a consumer advocate, offering support, guidance, and a user-friendly interface to empower borrowers in managing their student loans effectively and efficiently. MyLoans.ai aims to simplify the student loan landscape, offer tailored guidance, and become a trusted advisor to borrowers independent of servicers or government entities.

Pros
  • Free loan repayment calculator
  • Tailored repayment plans
  • Factors in personal variables
  • Advocacy for consumers
  • Supports current/former students
  • Helps manage student loans
  • Cultivates financial empowerment
  • Available support and answers
  • Individual income considered
  • Considers total federal loans
  • Accounts for average interest rate
  • Family size factored in
  • Guidance on loan repayment
  • Access to blog and FAQ
Cons
  • No real-time update feature
  • No automated data import
  • No mobile app version
  • No support for private loans
  • Relies on user input accuracy
  • Limited to federal loans
  • Only for graduate students
  • Focuses on U.S. loans only

145 . Vektor

Best for liquidity management

Vektor is a powerful DeFi tool designed for professionals in the finance industry, including hedge funds, treasuries, and service providers. It offers a range of functions presented as Vektor Execution Language (VXLâ„¢), which simplifies complex DeFi operations and eliminates the need for extensive blockchain knowledge. Vektor provides features such as natural language processing, non-custodial transactions, alerts creation, workspace creation, report scheduling, and data unification. Users can benefit from multi-chain DeFi queries, structured data provision, direct integration with wallets, and institutional custodian support. However, it is essential to note that Vektor has a learning curve for VXL, potential security risks in non-custodial transactions, and may depend on third-party wallet integrations.

Pros
  • Multi-chain DeFi queries
  • Natural language processing
  • Non-custodial transactions
  • Alerts creation
  • Workspace creation with language
  • Report scheduling
  • Data Unification
  • Vektor Execution Language
  • Contextual calculations
  • Supports diverse DeFi integrations
  • Structured data provision
  • Context-based data
  • Direct integration with wallets
  • Institutional custodian support
  • Filters functions
Cons
  • Learning curve for VXL
  • Lack of live support provided
  • Possibly overwhelming data unification
  • In-progress product (need to join waitlist)
  • Limited to established DeFi platforms
  • Dependent on third-party wallet integrations
  • Potential security risks in non-custodial transactions
  • Depends on natural language simplicity
  • Only supports DeFi operations
  • Requires blockchain knowledge

146 . Vela Partners

Best for identifying promising investment opportunities

Vela Terminal is a tool designed to assist venture capitalists in identifying emerging market trends, mapping out relationships, and discovering fast-growing startups. It serves as a valuable resource for VCs looking to stay ahead of market developments and make informed investment decisions. The platform leverages AI technology to provide insights and data that enable users to navigate the dynamic landscape of early-stage startups effectively. Vela Terminal's primary goal is to enhance the speed and accuracy of venture capital activities, aiming to be a game-changer in the industry .

Pros
  • World's first product-led
  • AI-native
  • Co-pilot for VCs
Cons
  • 404 errors when trying to access information about missing features
  • No specific cons or missing features for Vela Terminal were found in the document provided.
  • No specific cons or missing features related to Vela Terminal were found in the document.

147 . Assets Scout

Best for optimize investment portfolios

Assets Scout is a comprehensive online platform designed to help individuals and businesses efficiently manage their assets. With a user-friendly interface and powerful features, Assets Scout allows users to easily track, organize, and analyze various types of assets, such as financial investments, real estate properties, and vehicles. The platform offers detailed reports and analytics to provide valuable insights into asset performance and value, customizable alerts and notifications, and seamless integration with external platforms for automatic data syncing. Additionally, Assets Scout includes functionalities like document storage, task management, collaboration tools, and secure data encryption to enhance the asset management experience while prioritizing data security and privacy. Overall, Assets Scout is a powerful asset management solution that simplifies asset tracking and optimization for users.

148 . Spirio

Best for analyzes personal financial data

Spirio is a personal productivity AI designed to help individuals organize their personal information, track bill due dates, monitor subscriptions, prepare documents for tax season, assist in the homebuying process, and streamline various tasks to elevate productivity. It ensures data security by storing information on encrypted storage and allowing users to control their account data with secure password protection. Spirio offers a free trial during its Early Release program and does not require a credit card for sign-up. While it has benefits such as aiding in financial decisions and drafting emails, it has limitations like limited integration features, heavy reliance on user input, and no native mobile application.

Pros
  • Organizes personal information
  • Analyzes personal data
  • Tracks bill due dates
  • Monitors forgotten subscriptions
  • Prepares documents for tax season
  • Assists in homebuying process
  • Compiles mortgage documents
  • Secured data protection
  • Helps in drafting emails
  • Aids in financial decisions
  • Users control account data
  • Encrypted data storage
  • Promotes increased productivity
  • Customizable plans
Cons
  • No native mobile application
  • Lacks multi-user support
  • Not specifically tailored for businesses
  • No offline access
  • Complex setup process
  • Requires constant user input
  • Heavy reliance on user memory
  • Limited integration features
  • Limited home-buying document organization
  • Overly simplified financial decisions

149 . Mobile Credits

Best for sending and receiving payments

Mobile Credits enable easy and contactless instant payments worldwide through embedded and decentralized finance, tokenization, real-time payments, and generative AI. Users can send or receive payments from any mobile phone without physical contact, allowing for transactions to be conducted in real-time without human intervention. This system operates across various transaction types, including P2P (Person-to-Person), C2B (Consumer-to-Business), C2G (Consumer-to-Government), G2C (Government-to-Consumer), B2C (Business-to-Consumer), B2B (Business-to-Business), B2G (Business-to-Government), and A2A (Account-to-Account). Mobile Credits also support smart contracts on blockchain technology, enhancing security and reliability in transactions.

Pricing

Paid plans start at $9.00/Monthly and include:

  • 2 Mobile IDs
  • Unlimited Mobile ID Blocks
  • QR Code Builder
  • Statistics
  • Product & Services
  • Portfolio
Pros
  • Easily set up your account and create your own Mobile ID to make a Professional first impression
  • Connect Credit Chip to accept instant payments by using NFC, QR code, URL, email & many more
  • Interact 24/7 with anyone on the Blockchain, Web3 & Metaverse to accept instant payments
  • Enhanced trust, compliance, and governance for buying, selling & trading online, offline, Blockchain, Web3 & Metaverse
  • Experience how AI offers new ways to get paid, prevent fraud, and increase conversion rates
  • Optimizes cash flow and provides customers more reasons to appreciate a brand
  • Digitalization for scaling up financial inclusion
  • Decentralized Blockchain-powered physical infrastructure network benefiting from AI and real-time payments
  • Flexible options for accepting instant mobile payments worldwide on any mobile device
  • 24/7 financial freedom with embedded & decentralized finance, tokenization, and real-time payments
  • Support for various types of transactions such as P2P, C2B, C2G, G2C, B2C, B2B, B2G, A2A
  • AI integration for secure data sharing while preserving user privacy
  • Support for decentralized AI models to enhance transparency & efficiency
  • Centralized & Decentralized options for accepting instant payments from any card, crypto wallet or customer's bank account
  • Custom, secure, private & easy way to accept instant mobile payments worldwide
Cons
  • Unable to connect Mobile ID
  • Missing features like Ticket Support for Basic Plan
  • Limited number of Mobile IDs for lower-priced plans
  • Lack of detailed information on the cons of using Mobile Credits in the provided documents.

150 . Lowerebill

Best for estimating monthly electricity bills

Based on the information provided in the document, LowerEBill is an AI-powered service designed to assist customers in finding the most suitable electricity plans based on their historical electricity usage data. The platform can connect with over 80% of utility accounts in Texas and offers the functionality to compare and select from over 3,000 electricity plans. LowerEBill uses AI technology to recommend personalized energy plans based on historical usage data and future cost modeling. It provides monthly bill projections and covers various types of electricity plans, including those from Retail Energy Providers (REPs), energy brokers, fixed-rate plans, variable rate plans, and prepaid plans. The platform is commended for its user-friendly interface, efficiency, and stress-free energy shopping experience.

Pros
  • Connects with 80% Texas utilities
  • Monthly bill projection feature
  • Models future costs
  • Over 3,000 plan comparisons
  • REPs and brokers options
  • Various plan types available
  • Promotes informed decision-making
  • Stress-free energy shopping
  • Historical usage data utilization
  • Personalized plan recommendations
  • Efficient platform
  • Fixed-rate, variable, prepaid plans
  • Scans entire marketplace
  • Instant energy data access
  • Utilities historical data access
Cons
  • Cannot project real-time usage
  • No API for activity integration
  • No support for solar plans
  • Doesn't support commercial customers
  • Limited to electricity plans
  • Relies on user historical data
  • Limited utility account connections
  • Potentially overwhelming plan options
  • No mobile application
  • Only operational in Texas